Thursday, February 27, 2014

Get That Money, Honey

So, The Hubs and I want a PS4. Both the Xbox One and PS4 are sexy little machines and we wants one, precious.



I could argue that for my major, I need access to the newest technology for educational purposes. 

Yup, educational purposes.

Honest.

Regardless of our motivation, those pretty little pieces of shiny technology are pricey and I don't really feel like dropping $400 for the unit, plus another $50ish for an additional controller, then another $60 for one game. We're trying to save as much as we can, so spending that amount of money on this type of (admittedly frivolous) purchase isn't an option. So what can we do?

Well, we could just not buy it.


Ooooor we can buy it, but not spend any of our money on it, which is exactly what we're going to do.



The cost of the PS4 plus controller (plus tax) is somewhere between $470 and $490, depending on the price of the controller and we're roughly halfway there. Here's how we're accumulating money to buy a PS4 without using our regular incomes:

  • Amazon Rewards points: $120
    • We've been saving our Amazon Rewards points for a little while. The last time we used them, we bought a ceiling fan and only had to pay for shipping. Right now, we have about $120 saved up and that number will likely go up while we keep saving.
  • Best Buy Gift Cards & Reward Zone: $75
    • Reward Zone: We're Best Buy Reward Zone members and have been for years, though we rarely shop there nowadays. Granted, they price match pretty much anything now, so that's helpful. At the beginning of the year, they inexplicably sent us a $20 Reward Zone (or maybe it's called My Rewards? *shrug*) gift certificate. They sometimes do this as a way to bring their customers back into stores. I won't question it.
    • Best Buy Gift Card (phone trade in): You may not know this, but Best Buy will give you store credit when you trade in certain types of working electronics. We traded in our newly replaced (but still in great shape) mobile phones. My phone was rougher, so we got a combined $55 for them both. It's not a lot, but it's something.
    • We bought Amazon gift cards with both of these Best Buy credits.
  • Lean Cuisine Delicious Rewards: $15
    • Did you know Lean Cuisine has a rewards program? It's called Delicious Rewards. Most Lean Cuisine meals have a code printed inside the box. Go the website, key in the code and the type of meal, and get your points. The points don't expire and you can use them on things like Amazon gift cards, Zappos gift cards, lunch containers, cute measuring cups, and much more. Their catalog changes each season. If you have an abundance of points, you can only spend them on one type of gift card once a month. On Saturday, I'll be redeeming another set of points for an additional $15 Amazon gift card, making $30 total.
  • Texas Unclaimed Property: $23
    • I'm sure other states have similar programs, but the state of Texas has a website, ClaimItTexas.org, where you can key in your name and see if you have unclaimed property. According to the website,
One in four Texans has unclaimed property from forgotten bank accounts, uncashed checks, security deposits and utility refunds. It’s your money, and we want you to get it back.
There is currently about $3 billion in property that has not been claimed and approximately $800 million in shared property that has been partially claimed and paid to some of the owners. It’s never too late to make a claim, and we are committed to ensuring hardworking Texans don’t lose a penny.
    • I had two small claims, so I filled out the paperwork, provided the required documentation, and mailed it all in. Easy peasy.
  • Focus groups/online surveys: $10+
    • I've been doing focus groups, online surveys, product testing, and secret shopping (for legitimate companies) for years. Whether you're accepted for these projects depends largely on where fall in the desired demographic categories. The most I've been paid for a project is $350 cash for about 3 hours of my time. You usually sign non-disclosure agreements for these studies, so I can't tell you what topics have been covered, but you pretty much get paid for gabbing about XYZ (or my favorite, eating XYZ). The one I'm currently doing is ongoing and I'm paid around $10 in Amazon gift cards for each super quick survey.
    • I initially started doing this years ago by finding some of these focus group-type companies in Craigslist's ETC section. You fill out short surveys and if you are what they're seeking, they'll call you to get more information. Some of the companies with which I've had a great deal of success in the Dallas area include: Hagen/Sinclair, Q-insights, and Focus Pointe Global. If you don't see an ad from them on Craigslist, you can always sign up to be on their mailing lists. When there's a survey you may qualify for, they'll send you an email to see if you're interested.
Currently, we're at $243, with another $15 coming in this weekend. We're slowly accumulating this cash without spending any of our regular money. It'll take some time, but there's a great sense of satisfaction knowing we're going to snag an expensive piece of technology without really paying for it. 

MO MONEY, BABY.


Tuesday, February 25, 2014

Kermit Lied

Kermit, that lovable frog, has been lying to you this whole time. 




It is easy being green.

Now, before you start making faces at me, let me begin by saying that "being green" is tossed around quite a bit nowadays and is often mocked. Some folks with certain political affiliations are quick to label the behaviors as "liberal" and "hippie", etc. Guess what? I don't care. I don't care what you think of me or these activities. You're being selfish and lazy if you're not actively participating in preservation of this place we call home. In the name of your children, grandchildren, and all the puppies and kitties, do something. This has nothing to do with who you elected to be in office. This has nothing to do with your idea of masculinity (because those blue rubber testicles you have hanging from your diesel truck are totally taking care of that for you). I'm not telling you to go hug a baby seal or save the whales. I'm just asking you to pick up after yourself (because yo mamma don't work here) and make smarter decisions about some very simple everyday choices.

And I'm going to help you with those choices.




Every other week I'm going to cover a topic on how you can 1) be a little greener and 2) hopefully save money doing it. I'll discuss some issues surrounding the topic, like why you may want to make some changes, and I'll list varying degrees of actionable options depending on your budget and time/dedication. I'll also do good/better/best product discussions to help you along your way. You can help me come up with topics by either leaving comments here on the blog or on Facebook. Nothing is off limits. If there's not a specific topic people want me to discuss, I'll mention small things The Hubs and I have done over time to make our home more energy efficient and our lives easier. 

Again, I want to emphasize just how easy this can be. Some of you who have spoken with us regarding any green-related topic will know that we've managed to do quite a bit and it may seem overwhelming. Please keep this in mind: We've been in our house for seven years and we've been slowly making changes to our home and lives over this entire period of time. We're also not the greenest people in the world. We don't live in a commune. We don't wear Birkenstocks. We don't smell (I hope). We like our material things and we're not huge on sacrifice (oops). So, trust me when I tell you that if it's easy enough for The Hubs and I, it's probably easy for you too. I believe in you.




But seriously, why wouldn't you want to hug a baby seal?



Leave me comments here or on Facebook or Twitter and let me know what you think our first topic should be!

Tuesday, February 18, 2014

The Hubs

My first post had one (intentional) glaring omission: the husband. We've been married since 2006 and I'm not gonna lie. It's been pretty awesome. He's a geeky guy and he's my best bud. Sometimes we still stay up at night talking and laughing, like it's a middle school sleepover, except we usually have work in the morning (lame).

Anyway, I wanted to give The Hubs his own post because he deserves a bajillion fist bumps from everyone, all the time.

You see, he's the cool, best friend, understanding, supportive hubby type and he always has been... 




...and I will be forever thankful to have him in my life.

When I had my first and worst RA flare, he was there with me every day. For the first week, I was crippled. I couldn't do anything on my own. He had to help me eat and drink because my hands couldn't do the job. He helped me to and in the restroom. He bathed me. There were entire days I don't remember because I spent them sleeping, moaning with the pain, wet with sweat from fevers. For months, he took me to dozens of doctors visits where I gave my blood but we were given no answers. He's been with me every day, holding my hand and supporting me 100%. He's done the research. He's helped me remember my medication. He knows more about me than I do.

I feel I will never be able to express my thanks, but I'll spend the rest of our lives trying.


Aaaand now that the train is stuck in Serious Town, here's a picture of The Hubs the time he shook a container of Parmesan and didn't realize the top was open. 


Boom. Back to the fun.

Sunday, February 16, 2014

Bees?

I've been nudged into creating a blog, so here it is.

I've always felt that any blog I create would be perceived as narcissistic because blogs are perfect Me Machines and I'm not a huge fan of this sort of activity. Isn't that the point, though? I'm a very busy person and it's hard to keep all of my doings and interests straightened out and every now and then someone is genuinely interested in why I'm so busy.

So with this, I'm going to show you all the things.



Additionally, I'm hoping this will help me articulate some of my emotions. I feel I've become emotionally detached as a way of coping with my stress and autoimmune issues and while this has absolutely allowed me to adjust and stay functional, life isn't as bright. The last couple of years, I've noticed I'm becoming less empathetic and for now, it's concerning. There may come a time where I'm not concerned and I'd rather that not happen.

Anyway, I'm Lori. I'm 30. I work full-time and I'm a part-time Arts & Technology student at the University of Texas at Dallas. I'm trying to decide if I want to get into game design or 3D modeling. This career shift is...scary. Scary, but necessary. You see, when I was diagnosed with Rheumatoid Arthritis in 2010, I spent some time reflecting and upon learning that my life will likely be shorter than it otherwise might be, I decided I'd much rather spend my time doing things I love (or at least like) than not. Wouldn't you?

So! Here I am, rebooting at a time when my friends, family, and peers seem to be settled and progressing. It's frightening and exhilarating.

I've also started gardening, but whatevs.